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360 Degrees of Financial Literacy - American Institute of CPAs

Grades
8 to 12
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As the title implies, this site provides information and resources about financial literacy. It is organized along "life stages," beginning with teens and tweens and progressing through...more
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As the title implies, this site provides information and resources about financial literacy. It is organized along "life stages," beginning with teens and tweens and progressing through retirees. You can access information by selecting a life stage or by selecting a key word like "debt and credit" or "paying for education." Each section contains articles, Q&A exchanges, and other relevant resources.

tag(s): consumers (14), financial aid (9), financial literacy (31), money (137)

In the Classroom

A good site to recommend as a resource for students and families, this deserves a bookmark on your classroom list if you teach economics, personal finance, or consumer awareness. Guidance Counselors may want to recommend the resources organized under "paying for education." Student groups might use the site to research a particular topic or set of decisions, for example: "Should I get a credit card?" or "Should I borrow for college?" that could be presented to their peers or debated by opposing groups.

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101 Questions - Dan Myer

Grades
2 to 12
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At 101 Questions, look at the image or video, and then write a question for the picture. The question can only be 140 characters total. You can also click to ...more
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At 101 Questions, look at the image or video, and then write a question for the picture. The question can only be 140 characters total. You can also click to skip a picture. Submit your own picture or video, and get points for the perplexity it inspires, or even join the top 10 lists. Save images to your favorites and classify by tags using your membership. Note that the public can participate so some responses may not be appropriate for younger viewers. Preview and monitor or have an adult operate the site together.

tag(s): creative writing (67), creativity (66), images (115)

In the Classroom

Creative fluency begins here! Set up a whole class account. Use this site in language arts: discover main idea, details, cause and effect, or even an inspirational writing prompt. Find ways to group images together based on characteristics or attributes. Use in gifted or enrichment situations, for inspiration for problem-based learning. Sequence the images to find ways to form a logical plot. Find ways to make Perplexors out of the given image. In math, write short word problems to accompany images or videos. Find ways to illustrate vocabulary definitions with examples and non-examples. As a morning work challenge, find questions, details, or even other questions. As a writing challenge, look for the image that conveys the mood or feeling you are trying to convey. In science, submit examples to illustrate scientific concepts. Use to generate scientific method style questions based on the given image. In social studies, find images to convey feelings represented by the time being studied. Challenge students to make a historical statement or political statement by finding and adding to an appropriate image. ESL/ELL students can use this site to help acquire conversation/questioning skills. In world language class, have students generate questions in their new language, even if they do not post them. In art, find mood, theme, style, or self expression images. Be sure to monitor the blog content. Put similar content on your own classroom blog. Challenge students to create their own 101 question images or videos to share on your class blog, inviting viewers to respond with questions in the comments.

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Rich Chart Live - Blue Pacific Software

Grades
8 to 12
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Rich Chart Live is an online chart creator that instantly creates Flash charts (and other formats) that can be easily shared. Choose a template from the many options. Begin adding ...more
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Rich Chart Live is an online chart creator that instantly creates Flash charts (and other formats) that can be easily shared. Choose a template from the many options. Begin adding data, style choices, color options, and layout. An animation option is available to apply to the chart's axes and elements and can be customized with speed options. When finished, click Publish. Charts can be opened in a new page, saved to a PowerPoint, or embedded into a blog via copy and paste. You can also "drag and drop" the link to the char onto your desktop (and thus get its url). Opening the link in "free mode" asks for an email address first, but even abc@123.com works.
This site includes advertising.

tag(s): charts and graphs (129), data (92)

In the Classroom

Create colorful and interactive charts on the fly at anytime by using this website. Display the website on your interactive whiteboard (or projector). Watch charts change by using different inputs and customization options. Challenge students to predict and draw what charts will look like before changes are applied. Use the site to compare and contrast different ways to present information and discuss styles that work best in different situations. Create a class wiki and embed different examples of charts with explanations of how the chart was created. Have student use the discussion on the wiki to explain what the chart tells them. Not comfortable with wikis? Have no wiki worries - check out the TeachersFirst Wiki Walk-Through.

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Credit Report 101 - YourWealthPuzzle.com

Grades
6 to 12
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What is a credit score? Why is it important? How do you build a credit score? Find answers to these and more with this puzzle/infographic. Follow through the puzzle to ...more
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What is a credit score? Why is it important? How do you build a credit score? Find answers to these and more with this puzzle/infographic. Follow through the puzzle to find out what information is used in a credit score and the best way to build your credit.

tag(s): banks (7), financial literacy (31)

In the Classroom

Embed the puzzle/infographic in a wiki using the embed code found above the puzzle. Students can research the basic aspects of the credit score and add more information to help others. Create discussions about the aspects of credit building. Discuss the best ways to rebuild a credit score as well. Generate a list of personality traits or activities that a person would have or do if they were a person with a poor credit score or one with a better credit score. Have students create a public service announcement (video) or poster to help fellow teens get off on the right foor with their credit.

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Mugeda - mugeda.com

Grades
4 to 12
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Try this high interest animation tool without expensive programs, downloads, or installations. Mugeda is a free, cloud-based HTML5 animation platform, where you can create, share, and...more
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Try this high interest animation tool without expensive programs, downloads, or installations. Mugeda is a free, cloud-based HTML5 animation platform, where you can create, share, and publish HTML5 animation. Basic tutorials guide you to create content with easy to follow instructions. Animation applications include; games, ads, cartoons, tutorials, or persuasive commercials. Use tablets, Pcs, smartphones, or tablets. Note that HTML5 works on iPads and iTouches, where most Flash-based sites do not.

tag(s): animation (38), comics and cartoons (51)

In the Classroom

Bring along Mugeda in your bag of tricks to capture and intrigue all of your students. Use Mugeda to illustrate class content, support debate, persuade, and entertain. The possibilities are endless! Add the creations to your website to share with your community. Use on school news programs to add student content without cost, and make information available for all levels of student abilities. Create commercials for your content or to convey information. In history classes go back in time to envision popular opinion that made history happen. Use during campaigns to promote your side of the debate. Science fairs will never be the same. Highlight projects to create anticipation. Send messages to students using the embedded tool. This programming tool has applications in all subject areas. Gifted students, ELL/ESL students, and remedial students will be captivated by this high interest way of expressing themselves.

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Paying For College - Consumer Financial Protection Bureau

Grades
9 to 12
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Figuring out the TRUE cost of college is tricky. One college may appear to be out of financial range, but once financial aid is applied, the same college may actually ...more
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Figuring out the TRUE cost of college is tricky. One college may appear to be out of financial range, but once financial aid is applied, the same college may actually require fewer out-of-pocket dollars for a prospective student and family. Comparing the true cost of one college to another has been even trickier when college describe their costs and financial aid awards using different terminology. Beginning in 2011, colleges are now required to include standardized college cost calculators on their websites. This site is working toward a centralized utility that would permit students to aggregate this information and do a meaningful cost comparison. At this point, the site is in its earliest stages, and families are asked to give it a test drive and provide feedback so the site will continue to improve. During the test drive, however, families will surely discover information that will help them in the short run as they evaluate college costs and financial aid award packages.

tag(s): college (39), financial literacy (31)

In the Classroom

Teachers who work with high school students, regardless of their curriculum specialties, would do their students a great service by recommending this site, and sites like it, that offer concrete financial data about the actual cost of attending college. If you teach in a field that touches personal financial planning or consumer awareness, asking students to give this site a try would make a great class, group, or individual project.

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Minyanland - Minyanville

Grades
2 to 6
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MinyanLand is a virtual community designed to engage you with games and interaction that help you understand about money. The economic system of MinyanLand mimics the real-life pricing...more
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MinyanLand is a virtual community designed to engage you with games and interaction that help you understand about money. The economic system of MinyanLand mimics the real-life pricing of general goods and services. As you participate in the system, your actions will affect the overall MinyanLand economy. To keep the economy stabilized, for instance, you must stay healthy by eating on a regular basis. MinyanLand will also offer incentives to encourage such behavior as charitable giving. You start the activity with $50,000 and a condo. You earn money by doing chores, jobs, and playing games. Games test knowledge of money and include titles such as "Paper Route" and "Where Did You Get That Money?" Spend money to buy things for your home, add rooms, or move into a new neighborhood. Registration requires an email address; however, one benefit of registering is that students can earn money by completing chores assigned by the classroom teacher who registered them.

tag(s): financial literacy (31), money (137)

In the Classroom

MinyanLand would be great as a year-long project. Students can visit MinyanLand throughout the year in the classroom (and at home) to learn about money, investing, spending, earning, and the economy. It is a natural fit in the math classroom where students are already working with money and numbers. MinyanLand would be best in a lab or laptop cart setting where each student has access to a computer. If you don't have a lab for students, use classroom computers as a learning center. Students can take turns at the center throughout the week to interact in MinyanLand. Tips: Even if you don't want to use the virtual money in class, consider letting parents know about the opportunity to tie household chores to learning. Students can play in class and earn virtual money at home.
 This resource requires Adobe Flash.

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Moneyville - Northern Bank's Financial Literacy programme

Grades
2 to 6
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Take a trip to MoneyVille, a fun interactive environment/virtual world to explore where money comes from, what money is worth and how to prioritize spending and saving. Choose a username,...more
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Take a trip to MoneyVille, a fun interactive environment/virtual world to explore where money comes from, what money is worth and how to prioritize spending and saving. Choose a username, password, and "design" your character. Throughout the activity, you are asked to make a number of decisions that can affect your finances for the year. Make money by picking apples and selling apple juice, working at the post office to sort packages according to value, working at the city gates painting, and more. Step into the time machine in Moneyville to journey to ancient Rome, ancient Egypt, the Middle Ages, or to the time of the dinosaurs. The money in Moneyville is generic so this site is useful in any country using any form of currency. Note that the actual game opens in a new window. Be sure to click on the disclaimer and privacy statement at the bottom of the page to find information for teachers and parents about the site, including some printables grouped according to age range.

tag(s): financial literacy (31), money (137)

In the Classroom

Create a classroom account and have students work together and explore economic principles. Share how to use this site on your interactive whiteboard or projector. Have students create individual accounts and create a learning station for students to explore this site to learn more about economics. Take advantage of discussions that occur and use them for teachable moments when exploring economic decisions. Share this site with parents through your class website or newsletter for students to use at home.
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Project Laundry List - Project Laundry List, Inc.

Grades
2 to 12
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Save the planet, one load of laundry at a time with Project Laundry List. This website is dedicated to encouraging people to use clotheslines and other sensible alternatives to wasteful...more
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Save the planet, one load of laundry at a time with Project Laundry List. This website is dedicated to encouraging people to use clotheslines and other sensible alternatives to wasteful energy consumption. Don't miss the Cost Calculator: a spreadsheet that you download to your computer, enter the amount and type of laundry you do, and automatically calculate energy and water costs of clothes care. It even shows your washer's carbon dioxide emissions! The calculator suggests easy ways to reduce costs, which, in turn reduces your impact on the environment. In the Programs Education section, find "The Clothesline Plan." It provides strategies about how to get involved with the clothesline, cold water washing movement. Featured here, among other good laundry history resources, is also "National Hanging Out Day" which is used to educate and create awareness about energy savings through the use of clotheslines.
This site includes advertising.

tag(s): earth day (96), ecology (118), environment (230), holidays (103)

In the Classroom

During environmental science units or Earth Day, use this to have students calculate what their own households spend to care for clothing. Have students consider different tips for reducing environmental impact and saving money. As a homework assignment, have students implement two changes for two weeks. Have parents sign off on a log form to verify student participation. (Parents will love the extra help and possible money savings!) Set up your own celebration of "National Hanging Out Day" by having teams of students prepare presentations (the website even provides one) to share with others students and the community.

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What's Going On Now - John F. Kennedy Center for the Performing Arts

Grades
8 to 12
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Are we living in the worst of times? Or is history simply repeating? This site looks at the tumultuous 1960s and 1970s through the lens of Marvin Gaye's 1971 album ...more
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Are we living in the worst of times? Or is history simply repeating? This site looks at the tumultuous 1960s and 1970s through the lens of Marvin Gaye's 1971 album "What's Going On." But more importantly, the site challenges us to examine the similarities between those days and the world the youth of today has inherited. The French have a saying, "Plus ca change, plus c'est la meme chose," or the more things change, the more they remain the same. Compare the unrest related to the environment, to social change, to veterans issues. What about drugs, poverty, and faith? How are these issues expressed through popular music? This site presents compelling resources in music, video, and historical commentary, as well as strong teacher guidance to enable you to create powerful, involved lessons based on these questions. Fifty years ago, it was a call for "relevance" in the classroom; today, we search for "authentic" instruction. The more things change, the more they remain the same.

tag(s): 1960s (13), civil rights (62), cross cultural understanding (38), ecology (118), racism (13), vietnam (22)

In the Classroom

History teachers struggle for "coverage," or the ability to teach across all eras. U.S. History teachers often don't get to the Vietnam era, but these resources are a superb reason for pressing forward. Teacher resources include a number of guided investigations and classroom listening guides that can be incorporated in their entirety or adapted to complement lessons on the Vietnam era in a recent U.S. History class, on social change for a Sociology class, or on contemporary music as an agent of political protest for a music class. For independent or gifted learners, this site could provide the basis for sustained small group inquiry as part of curriculum differentiation. Start by asking students to explore the site and write a blog post about their initial impressions.
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The Lifespan of A Dollar Bill - Credit Loan LLC

Grades
6 to 12
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Do you pay attention to those dollar bills in your pocket? This simple site provides a wealth (ouch) of information about the humble dollar bill. Using an embedded infographic, as ...more
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Do you pay attention to those dollar bills in your pocket? This simple site provides a wealth (ouch) of information about the humble dollar bill. Using an embedded infographic, as well as accompanying text, you will learn how currency is made, how long it lasts, and what happens to it when it wears out. Click to enlarge the image.
This site includes advertising.

tag(s): consumers (14), currency (15), financial literacy (31), infographics (16), money (137)

In the Classroom

Use this site as part of an introduction to a consumer awareness lesson, or personal finance unit. The infographic would also be a good graphic for teaching chart reading and the interpretation of visual data. The information is accessible enough to be useful and appealing for a wide variety of skill levels including life skills classes, middle school students, or high school students studying budgeting or accounting. English Language learners might also profit (ouch again) from information about American currency. Use this as an intro to a unit about the Fed in an economics class. After students explore the graphic on their own or on an interactive whiteboard or projector, have them create their own infographics to show the path of money in local businesses or where their own "dollar" goes. A more creative idea would be to have students tell the "story" of the life of a dollar and the impact it has on those who handle it. This modern day fable could be an assessment for a unit on microeconomics.

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Festisite Money - Festisite

Grades
K to 12
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Have you ever wanted to see your own face on a dollar bill? Use this online image editor to personalized bills with your own picture. Just upload your picture (or ...more
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Have you ever wanted to see your own face on a dollar bill? Use this online image editor to personalized bills with your own picture. Just upload your picture (or any image) using the photo link at the bottom of the page. Images can be moved around within the picture frame, and there is an option to adjust the image size by zooming in or out. Save the edited image by right-clicking the image and selecting "save" to download the output image to your computer. Then print the dollar bill with your image. The site offers currency from many different countries from Antarctica to Yugoslavia.
This site includes advertising.

tag(s): currency (15), financial literacy (31), money (137)

In the Classroom

Have fun creating personalized money for students to practice counting! Allow students to buy classroom rewards using your own classroom dollars generated using this site. Use class-made manipulatives from this site to teach basic economic concepts with simulations: running a small business, supply and demand, or simply making change. Use custom made currency as a behavior incentive system to help emotional support students build self-control. If students study different cultures, why not have them design their own country, complete with currency? Share this site with parents to use at home with their students or for the PTO/PTA to create fun money for school events.
 
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TES Teaching Resources - TSL Education

Grades
K to 12
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This amazing site contains thousands of lesson plans and activities for students of all ages (ages 3-16+). Simple registration is required with an email address and password. Choose...more
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This amazing site contains thousands of lesson plans and activities for students of all ages (ages 3-16+). Simple registration is required with an email address and password. Choose a grade range to search for activities. Note that terminology for lessons is from the UK, so you may need to "translate" for U.S. curriculum topics and spelling. Choose subjects then further categorized into topics. Many links include complete lessons plans with items such as PowerPoint lessons, videos, quizzes, worksheets, and much more. Other options on the site allows you to save items as favorites, follow other users, save searches, and upload materials. Another offering is the "Whole School" category that includes resources for school needs such as behavior and assemblies.

tag(s): bullying (41), business (42), creativity (66), preK (99), psychology (28), religions (27), sociology (11), teaching strategies (14)

In the Classroom

Save this site as a favorite to use as a resource when searching for lesson plans and classroom activities. Why reinvent the wheel? Take advantage of these ready to go resources!
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Money Management - Money Management International

Grades
2 to 12
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Teach students how to manage money using the resources and tools available at Money Management International. Be sure to investigate the resource section where you'll find calculators,...more
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Teach students how to manage money using the resources and tools available at Money Management International. Be sure to investigate the resource section where you'll find calculators, articles, quizzes, infographics, videos, and lesson plans. The lesson plan section contains over 50 lesson plans and activities for classroom use. Many appealing stories for children and adolescents are the focus for the financial explanations and advice. The lessons are quite thorough including objectives, assessments, extensions, and printables for activities. Another useful resource on the site is Youth and Money found under the Financial Education link. There is a great section for teens to explore when considering buying a first car, as well as videos from kids offering money advice to adults. This site is worth spending some time exploring for the many resources offered.
This site includes advertising.

tag(s): financial literacy (31), money (137)

In the Classroom

Have students create "talking pictures" to illustrate financial concepts learned on the site using Fotobabble reviewed here. Have students take the online quizzes on the site including the one asking kids how much allowance they should get. Compare the online results to your classroom results. To show what they have learned from this site, challenge students to create an online graphic to share using Tabblo reviewed here.
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19Pencils - 19 Pencils, LLC

Grades
K to 8
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Imagine a site that allows you to discover and share websites, find and create custom quizzes, create a class website, track student comprehension, and save, share, and reuse content....more
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Imagine a site that allows you to discover and share websites, find and create custom quizzes, create a class website, track student comprehension, and save, share, and reuse content. You will find all of these features and more at this site for teachers preK- grade 8 (still in beta). At the time of this review, the entire site was free - so no need to worry about what is included in a basic vs premium membership. After creating a free account, go to your dashboard to add new content on your 19Pencils site through searches and favorites. There is a special section called My Class Page that students will see when going to your site. This includes items you have chosen as favorites and class quizzes. To share this content on your current website or blog, there is a widget code to copy and paste. 19Pencils also has a blog, Facebook page, and Twitter feeds to follow. The site has some short videos to help you become comfortable with its many features.

tag(s): professional development (13)

In the Classroom

Create a classroom account to share websites related to current information being taught in class for students to access at home. Create quizzes for students to complete at home or on classroom computers. Subscribe to the blog to see new content as it is added 19 pencils. Use this site to save time searching or to share the great sites you have discovered through TeachersFirst. Share your site with parents to use as a resource for content being taught in class. Use this tool to organize your classroom - both in and out of the brick building.

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CurriConnects Book List: Money, Money, Money - TeachersFirst

Grades
2 to 10
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Use this CurriConnects list to find books about entrepreneurs, consumer skills, shop-owners, and real people in the world of economics or consumerism. This is a great match for units...more
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Use this CurriConnects list to find books about entrepreneurs, consumer skills, shop-owners, and real people in the world of economics or consumerism. This is a great match for units on money at any level. CurriConnects thematic book lists include ISBN numbers for ordering or searching, interest grade levels, ESL levels and Lexiles''''® to match with student independent reading levels to challenge, not frustrate. Don't miss other CurriConnects themes being added regularly.

tag(s): business (42), financial literacy (31), money (137)

In the Classroom

Build student literacy skills, reinforce what students are learning about money and economics, and help students build the important reading strategy of connecting what they read to prior (classroom!) knowledge. Share this link on your class web page or wiki so students can select independent reading books to accompany your unit on economics or financial literacy. Don't forget to share the list with the school and local libraries so they can bring in some of the books on interlibrary loan. CurriConnects are a great help for teachers who have lost school library/media specialists due to budget cuts.

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Rich Kid, Smart Kid - The Rich Dad Company

Grades
K to 12
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These activities provide an introduction to financial concepts and tips to getting on the right financial footing for a secure future. There are four different activities. Each contains...more
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These activities provide an introduction to financial concepts and tips to getting on the right financial footing for a secure future. There are four different activities. Each contains interactives by grade level-- up through high school. Even thought the cartoons appear juvenile, the concepts are adapted to be appropriate at each level. Concepts included are debt, making profit, and investing assets. In addition to the games, there is a portion of the site for adults. Here you will find lesson plans for each of the activities by grade level: K-2, 3-5, 6-8, or 9-12. Lesson plans include handouts, additional activities, questions for the classroom, and learning objectives.

tag(s): financial literacy (31), money (137)

In the Classroom

Use this site as a resource for financial literacy activities. Create a link to grade-level interactives on classroom computers or computer lab computers after demonstrating how to play on your interactive whiteboard or projector. Differentiate activities for students using the grade-level option. After trying the interactives and completing classroom activities challenge students to create a newspaper article about finances using the Newspaper Clipping Generator.
 This resource requires Adobe Flash.

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America Saves - Consumer Federation of America

Grades
6 to 12
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America Saves is a national campaign that encourages individuals and families to save money and build personal wealth. There are free financial tools, savings services, tips for saving...more
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America Saves is a national campaign that encourages individuals and families to save money and build personal wealth. There are free financial tools, savings services, tips for saving for a car, how to save on a budget, and other resources offering help with managing money more effectively. It isn't necessary to register to use many of the site's resources. Registration allows you to input individual financial information into the planners to receive personalized planning information. Click "For Savers" to find savings tips, calculators, estimators, and savings strategies.

tag(s): financial literacy (31), money (137)

In the Classroom

To show what they have learned from this site, challenge students to create an online graphic to share using Tabblo reviewed here. Share this site with students to explore on their own, then challenge them to create a newspaper article about savings strategies using the Newspaper Clipping Generator.
 This resource requires Adobe Flash.

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Game Up: Brain Pop Games - Game Up Brainpop games

Grades
K to 12
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This new "freebie" from Brainpop goes beyond the usual videos and quizzes. It includes several engaging interactives, some created by Brainpop and others linked to outside sources....more
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This new "freebie" from Brainpop goes beyond the usual videos and quizzes. It includes several engaging interactives, some created by Brainpop and others linked to outside sources. Game Up, a free area of Brain Pop, is a collection of free online games that are linked to Common Core and State Standards. Science, math, social studies, and health activities provide challenge for every learner. This free gem also includes activities for grades K-3 and ESL/ELL students. Some of the topics (at the time of this review) included: Drake Equation, Court Quest, Cell Command, Blood Typing, Make Me Sick, The Diabetic Dog Game, and Food Fight.
This site includes advertising.

tag(s): branches of government (21), cells (63), debate (22), diseases (35), fractions (137), logic (162), matter (29), myplate (20), nutrition (102), oceans (106), planets (89), plants (71), puzzles (146), solar system (89), supreme court (22)

In the Classroom

Use Game Up to introduce, illustrate, review, or assess concepts. Share the activities on your interactive whiteboard or projector for students to operate as a class activity. Use one of the activities as a learning center. Be sure to put this as a link on your website to allow students a great way to reinforce learning both in and out of your class.
 This resource requires Adobe Flash.

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Payscale Cost of Living Calculator - Payscale, Inc.

Grades
7 to 12
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Try this excellent tool when teaching budgeting, comparing salaries and cost of living in different areas, and money management. Enter two locations and a salary and occupation. Graphs...more
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Try this excellent tool when teaching budgeting, comparing salaries and cost of living in different areas, and money management. Enter two locations and a salary and occupation. Graphs show the difference between cost of groceries, housing, utilities, transportation, and health care in the two places. A comparison shows how much salary you would need to maintain the present standard of living in the other location. You can also compare the cost of living to other major cities.
This site includes advertising.

tag(s): careers (78), money (137)

In the Classroom

Use this tool to determine how far a dollar goes in various locations. Allow students the opportunity to play with a standard salary and occupation to look at the differences in costs of living. Report on trends for cities in different areas of the country. Create a list locally of the various items that would be found in each category and the salary for that occupation where you live. Create a budget that allows for savings and vacation or large purchases. Use the data for practice with graphing and creating infographics. In government classes, use this tool and census data to make hypotheses or draw conclusions about patterns of population movement and economic trends in various areas of the country, especially in connection with political trends and election data.

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